invoiceXchange
the IX factor

Suppliers get paid today. Investors earn 8% APY.

We bridge the gap between suppliers waiting 60 days to get paid and investors looking for predictable, real-asset-backed returns.

Choose your portal

Supplier

Get paid immediately

Submit invoices and receive funding within 24 hours — no more waiting 60–90 days.

  • Instant liquidity
  • Simple invoice submission
  • Track every payment

Manufacturer

Keep your terms

Pay on your normal schedule. Confirm invoices and manage upcoming obligations with ease.

  • No early payment pressure
  • Clear payment schedule
  • One-click confirmations
Most popular

Investor

Earn 8% APY

Put your money to work backing real invoices. Predictable, asset-backed returns.

  • 8% annualized yield
  • Asset-backed deals
  • Start with any amount

Performance Comparison

S&P 500 vs invoiceXchange

S&P 500 annual returns swing wildly — from +34% to −38%. invoiceXchange investors earn a predictable 8% APY, every year.

How it works

1

Supplier submits invoice

A supplier delivers goods and issues an invoice — say $10,000 due in 60 days.

2

Investors fund the deal

Retail investors pool funds to purchase the invoice. The supplier gets paid immediately.

3

Manufacturer pays, investors earn

When the manufacturer pays at maturity, investors receive their principal + 8% APY.